Last updated: 22 October 2026
Welcome to RatanSansaar (https://ratansansaar.com). By using this website, creating an account or buying our courses or ebooks, you agree to these Terms and Conditions. Please read them carefully. If you do not agree, please do not use the website.
1. About us
RatanSansaar offers online video courses and PDF ebooks about gemstones and jewellery, created by a gemologist.
2. Your account
You may need an account to buy and access our products. Please give correct information, keep your password private, and do not share your account with anyone. You are responsible for all activity on your account.
3. Digital products and access
Our courses and ebooks are digital products. When you buy a product, you get a personal, non-transferable licence to use it for your own learning, as described on the product page. You may not share your login, or copy, record, resell, upload or distribute our videos, ebooks or other content in any form.
4. Prices and payments
Prices are shown in Indian Rupees (INR) unless stated otherwise, and may change at any time. Payments are processed securely by our payment partners, Razorpay and PayPal. We do not store your card, UPI or bank details.
5. No refunds
All purchases are final. We do not offer refunds, returns, exchanges or cancellations for our courses and ebooks, except in the limited case of payment errors described in our Cancellation and Refund Policy. Please read that policy before you buy.
6. Intellectual property
All content on this website, including videos, ebooks, text, images, logos and design, belongs to RatanSansaar or its licensors and is protected by copyright and other laws. You may not use it without our written permission, except as allowed in section 3.
7. Educational purpose only
Our courses and ebooks are for learning and general information only. Gemstone values and quality depend on many factors, and results can vary. Our content is not financial, investment, legal or medical advice, and we do not promise any particular result or profit. Before you make an important purchase of a gemstone, we recommend that you get it checked by a certified gemological laboratory or an expert.
8. Acceptable use
You agree to use the website only for lawful purposes. You must not misuse the website, try to break its security, upload harmful software, copy content by automated means, or disturb other users.
9. Third-party links and services
Our website may link to third-party websites and use third-party services such as payment providers. We do not control them and are not responsible for their content, services or privacy practices.
10. Limitation of liability
The website and its content are provided “as is” and “as available”. To the fullest extent allowed by law, RatanSansaar is not liable for any indirect or consequential loss arising from your use of the website or our products. Our total liability to you for any claim is limited to the amount you paid for the product that the claim relates to.
11. Suspension or termination
We may suspend or close your account and stop your access without refund if you break these Terms, for example by sharing your account or copying our content.
12. Privacy
Please read our Privacy Policy to understand how we collect and use your information.
13. Changes to these Terms
We may update these Terms from time to time. The latest version will always be on this page, with the date it was last updated. If you keep using the website after a change, it means you accept the updated Terms.
14. Governing law
These Terms are governed by the laws of India. Any dispute will be subject to the jurisdiction of the courts in New Delhi, India.
15. Contact us
If you have any question about these Terms, please write to us on our Contact page.